ALL YOU NEED TO KNOW ABOUT TITLE INSURANCE

The purpose of title insurance is to protect a buyer or owner from claims against their ownership. As a buyer you want to protect your investment. WATCH VIDEO to learn more

Title policy last the duration for your home ownership. It is paid one time at closing, it is not a recurring fee.  

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Title insurance premiums are regulated state by state.  It's typically dependent on your purchase price and the loan amount of your property. 

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In New Jersey title insurance is traditionally at the cost of the buyer and can be chosen by the buyer's or one of the professional parties that they are working with. 

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Your owner's policy covers to buyers or owners of the property from any claims. While the lender's title policy really covers your lender's interest in the property.

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Yes! Title insurance is usually required by any mortgage company to close on the property.  A refinance does qualify for a lower rate.

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