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Wire fraud awareness & preventionProtecting your transaction.
Verify. Call. Confirm.
Real estate transactions have become a common target for cybercriminals. A single fraudulent wire transfer can result in significant financial loss and delays. Protecting our clients, partners, and funds is one of our highest priorities.
Wire fraud is real
And it's increasing.
Fraudsters use sophisticated tactics to intercept communications, impersonate trusted parties, and redirect funds intended for closings. Real estate is one of their favorite targets. Every closing involves large sums, unfamiliar parties, and time pressure.
At Rally Point Title we've implemented strict security procedures. We also encourage every buyer, seller, lender, attorney, and real estate professional to remain vigilant throughout the closing process.
Know the tactics
How wire fraud happens.
Wire fraud schemes often begin with unauthorized access to email accounts or stolen information obtained through phishing attacks, malware, or data breaches. Once inside, criminals may:
Spoof email addresses
Create addresses that closely resemble legitimate ones. One letter off, an added character, a different domain.
Send "urgent" instructions
Fake "updated" or "urgent" wire instructions delivered shortly before closing, pressuring you to act fast.
Redirect the funds
Request that funds be sent to a different account than the one originally provided, often at the last minute.
Manufacture urgency
Pressure victims to act quickly and keep changes confidential from other parties on the deal.
Personalize the ask
Use information from social media, public records, or previous emails to make the fraudulent message look real.
Our safeguards
What Rally Point Title does to protect you.
Rally Point Title maintains multiple layered safeguards to help protect our clients and their transactions.
01
Secure communication practices
We use established procedures for communicating sensitive information and limit the transmission of confidential financial data through unsecured channels.
02
Verification of wire instructions
Our wire instructions are provided through verified processes and are not changed via email without direct verbal confirmation.
03
Employee training & awareness
Our team receives ongoing education on cybersecurity threats, phishing attempts, wire fraud schemes, and information security best practices.
04
Internal controls & data security
We maintain policies governing the protection of confidential information, access credentials, client data, and financial records to reduce the risk of unauthorized access or disclosure.
05
Immediate response protocols
If suspicious activity is identified, we act quickly to notify affected parties and coordinate with financial institutions and law enforcement as appropriate.
Your role
How you can protect yourself.
You play an important role in preventing wire fraud. Six habits that make a difference on every real estate transaction:
Always verify by telephone
Before sending any funds, call a trusted, previously verified phone number for Rally Point Title to confirm the instructions. Never rely solely on phone numbers included in an email.
Last-minute changes
Treat any request to change wiring instructions, account numbers, or payment destinations as potentially fraudulent until independently verified.
The email address
Fraudulent emails often contain slight misspellings, additional letters, or altered domain names designed to appear legitimate. Read it character by character.
Suspicious links or attachments
Unexpected emails, links, or attachments may contain malware or attempt to capture sensitive information. When in doubt, don't open.
Personal information
Avoid sharing banking information, passwords, account credentials, or closing details through unsecured communication channels.
Trust your instincts
If something feels unusual, urgent, or inconsistent with previous communicationsstop and verify before taking action.
Time is critical
If you believe you're a victim of wire fraud.
Move fast. Every minute matters. If you believe funds have been sent to an incorrect account or you suspect fraudulent activity, take these steps in order:
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1
Contact your bank immediately
Request that they initiate a wire recall or freeze the transaction. This is the fastest chance to stop the money.
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2
Notify Rally Point Title
Call our office as soon as possible so we can help coordinate next steps and notify relevant parties.
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3
Contact law enforcement
Report the incident to your local law enforcement agency.
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4
File with IC3
File a complaint with the FBI's Internet Crime Complaint Center (ic3.gov). The sooner authorities are notified, the greater the chance funds may be recovered.
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5
Preserve all communications
Do not delete emails, text messages, screenshots, or other records related to the incident. Investigators will need them.
Our commitment
Awareness. Communication. Verification.
Rally Point Title is committed to maintaining the highest standards of confidentiality, cybersecurity, and client protection. We continually review our processes, educate our team, and strengthen our internal controls to safeguard every transaction we handle.
When in doubt, stop and call. A five-minute phone conversation can prevent a devastating loss.